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Freelance Rate Calculator

Business & documents · Done in 3 steps

Stays on your deviceFree · No sign-up
  1. 1Enter your targets
  2. 2
  3. 3
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About

Work out the hourly, day and project rate you need from your target income, expenses, taxes, time off and realistic billable hours.

How to use it

  1. 1Enter the take-home pay you want, your yearly business expenses and your effective tax rate.
  2. 2Set weeks off, working hours and days, and your billable utilization.
  3. 3Read your minimum hourly, day and week rates and yearly revenue target.
  4. 4Estimate a project's hours and contingency to get a project price.
You give
Income goal, expenses, tax rate, time off, working hours and utilization.
You get
Minimum hourly, day, week and project rates, revenue targets and a utilization sensitivity table.
Good to know
Uses a single effective tax rate, not your country's brackets — use your accountant's estimate or last year's actual rate. Shows the rate you need, not what the market will pay.
Privacy
Processed on your device. Nothing is uploaded, stored or logged.
Last tested
2026-10-28

FAQ

What is billable utilization?

The share of your working hours you can actually charge for. Sales, admin, learning and gaps between projects mean most freelancers bill 50–70% of their working time, not 100%.

How do I turn the hourly rate into a project price?

Estimate the hours, add contingency for unknowns (10–25%), multiply, then round up. Many freelancers then quote the project as a fixed price rather than showing hours.

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