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Dividend Stock Analysis

Judges dividend stocks on payout safety, cash coverage and yield-trap risk, not just headline yield

Source Download skill
Repository
HKUDS/Vibe-Trading
Stars
37,433
Licence
MIT
Files
1 file

What it does

Once installed, the agent evaluates dividend-paying companies more carefully than a simple yield lookup. It checks whether the dividend is covered by earnings and free cash flow, whether the balance sheet could survive a downturn, how dividend growth compares with business growth, and whether a high yield is a warning sign. It also explains ex-dividend date mechanics and frames expected total return as scenarios rather than guarantees.

Great for

  • Income investors comparing dividend stocks or building a dividend portfolio
  • People who want to check whether a high yield is sustainable or a yield trap
  • Analysts who want a consistent checklist for payout quality across companies

Skip it if

  • Getting guaranteed or personalised investment advice: the skill is an analytical framework, and its outputs depend on the data supplied, which may be stale or incomplete
  • Analysing non-dividend stocks or businesses where payout metrics do not apply, since the checks assume dividends are paid
  • Tax planning: it mentions withholding tax and taxes only in general terms and does not give jurisdiction-specific rules

Try asking

  • “Is the 9% yield on this stock sustainable? Check its payout ratio and free cash flow coverage.”
  • “Compare dividend growth and EPS growth for these five utilities over 10 years.”
  • “Walk me through the ex-dividend date for this stock and whether buying before it makes sense.”
  • “Screen my income portfolio for yield-trap warning signs.”
Step-by-step guide: how to use Dividend Stock AnalysisInstall, first run, examples, tips and FAQs

Install in 3 steps

  1. 1

    Download the skill

    The ZIP contains the 1 original files, the MIT licence and an attribution note.

    dividend-analysis.zip
  2. 2

    Add it to your agent

    Claude Code (all projects)

    mkdir -p ~/.claude/skills && unzip dividend-analysis.zip -d ~/.claude/skills/

    Claude Code / Agent SDK (this project only)

    mkdir -p .claude/skills && unzip dividend-analysis.zip -d .claude/skills/

    Claude apps (web/desktop): Settings → Capabilities → Skills → Upload skill, and choose the ZIP.

  3. 3

    Ask for the task

    No special command needed — the agent reads the skill's description and loads it when your request matches. Try one of the prompts above.

Get better results

  • Provide the company's recent dividends, cash flow and debt figures, or name the market and ticker, so the agent can compare against the stated metrics.
  • Ask for the sector-specific payout measure for REITs, utilities, banks or MLPs, since the skill adapts the metrics by sector.
  • Treat outputs as a scenario framework and verify the numbers against filings before acting on them.

What's inside

  • SKILL.md

Redistributed unmodified from HKUDS/Vibe-Trading under the MIT licence. The assessment was drafted with AI from the skill's files on 2026-10-29. Skills can instruct your agent to run code — read SKILL.md and any scripts before installing.