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Income Investment Analysis

Analyzes whether a company's dividends are durable enough to fit an income portfolio

Source Download skill
Repository
xbtlin/ai-berkshire
Stars
16,982
Licence
MIT
Files
1 file

What it does

Once installed, the agent follows a structured research workflow to judge whether a company can keep paying its dividend or distribution, and whether that income is worth holding. It checks payout history, cash flow coverage, debt, sector-specific metrics, and valuation, and separates verified facts from estimates and opinions. It also tells you when data is missing rather than guessing, and it is designed for learning and research, not personalized investment advice.

Great for

  • Investors who want a structured check on dividend sustainability before buying a stock
  • Students learning how to analyze dividend payout, free cash flow coverage, and yield traps
  • Analysts who want consistent, labeled research reports with an audit step

Skip it if

  • Making a real buy or sell decision without independent review, since the skill states it is not personalized investment advice and its output depends on web and document sources that may be incomplete or wrong
  • Users expecting precise after-tax income figures without supplying tax residence, account type and withholding details, because the skill explicitly refuses to estimate net income without them
  • Quick price checks or simple yield lookups, since the workflow is long and designed for full research reports

Try asking

  • “/income-investment "Realty Income" mode=new role=core-income tax_residence=UK”
  • “Analyze whether the dividend of a utility company like NextEra Energy is sustainable over the next five years”
  • “Check whether a high-yield stock is a yield trap, using its payout ratio and free cash flow”
  • “Evaluate a bank's distribution capacity using CET1 and distributable earnings”
Step-by-step guide: how to use Income Investment AnalysisInstall, first run, examples, tips and FAQs

Install in 3 steps

  1. 1

    Download the skill

    The ZIP contains the 1 original files, the MIT licence and an attribution note.

    income-investment.zip
  2. 2

    Add it to your agent

    Claude Code (all projects)

    mkdir -p ~/.claude/skills && unzip income-investment.zip -d ~/.claude/skills/

    Claude Code / Agent SDK (this project only)

    mkdir -p .claude/skills && unzip income-investment.zip -d .claude/skills/

    Claude apps (web/desktop): Settings → Capabilities → Skills → Upload skill, and choose the ZIP.

  3. 3

    Ask for the task

    No special command needed — the agent reads the skill's description and loads it when your request matches. Try one of the prompts above.

Get better results

  • Provide tax_residence, account type and any portfolio details up front so the agent can calculate net income and portfolio impact instead of marking them Unknown
  • Ask for the data cutoff date and source list in the report, and verify key figures against the company's own filings yourself
  • Treat the output as a research draft; run the audit step and review any report marked as failing before relying on it

What's inside

  • SKILL.md

Redistributed unmodified from xbtlin/ai-berkshire under the MIT licence. The assessment was drafted with AI from the skill's files on 2026-10-29. Skills can instruct your agent to run code — read SKILL.md and any scripts before installing.